PERSONAL ACCIDENT	Claimable amount expressed as a percentage of the Insured Amount
This is not a contract of insurance. The description below  is only a brief summary for quick and easy reference.     Please read  TERMS OF USE
Loss of life	100%
Total and Permanent Disablement
Loss of both hands	100%
Loss of both feet	100%
Complete and irrecoverable loss of sight in both eyes	100%
Loss of one hand and one foot	100%
Injuries resulting in permanently being bedridden	100%
Any other injuries causing Total and Permanent Disability	100%
Complete and incurable paralysis	100%
Other Permanent Disablement
Loss of arm at shoulder	100%
Loss of arm between shoulder and elbow	100%
Loss of arm at elbow	100%
Loss of arm between elbow and wrist	100%
Loss of hand at wrist	100%
Loss of leg at hip	100%
Loss of leg between knee and hip	100%
Loss of leg below knee	100%
Loss of eye - whole	100%
Complete and irrecoverable loss of sight in one eye, except perception    of light	50%
Loss of lens of eye	50%
Loss of speech	50%
Loss of hearing                 - both ears	75%
- one ear	25%
Loss of four fingers and thumb of one hand	50%
Loss of four fingers	40%
Loss of thumb                   - both phalanges	25%
- one phalanx	10%
Loss of index finger         - three phalanges	10%
- two phalanges	8%
- one phalanx	4%
Loss of middle finger        - three phalanges	6%
- two phalanges	4%
- one phalanx	2%
Loss of ring finger            - three phalanges	5%
- two phalanges	4%
- one phalanx	2%
Loss of little finger            - three phalanges	4%
- two phalanges	3%
- one phalanx	2%
Loss of metacarpals        - first or second (additional)	3%
- third, forth or fifth (additional)	2%
Loss of toes                     - all	15%
- great (both phalanges)	5%
- great (one phalanx)	2%
- other toes (each)	1%
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