1. Insurer must be notified in writing with full details
as soon as possible after an event which may become the subject of a claim
under this
coverage
2. In the event that your vehicle is collided into by a third party vehicle, you
may refer the claim for cost of repairs to insurer. Your NCD
entitlement will continue unaffected if insurer decides that you are not at fault. Such
determination of fault shall be at insurer discretion.
Provided always
that such third party vehicle is insured, identifiable and/or not a vehicle used for carriage of passengers
for hire or
reward (for example taxis, hire cars, public buses, stage buses, school buses and factory buses for hire),
not a vehicle insured by non-
Malaysian insurers and there is no personal injury claim involved
3. All accidents must be reported to the Police as required by Law
4. Every communication writ summons and or process from other parties must be sent
to insurer immediately. You must tell the insurer if you
know of any impending prosecution inquest
or fatal inquiry without delay. In case of theft or other act which may give rise to a claim
under this coverage, you
must without undue delay make a report to the
Police and co-operate with Insurer in securing the convictions of
the offender
5. No negotiation, admission or repudiation of any claim may be entered into without
Insurer prior written consent
6. Insurer shall have full discretion in the conduct, defense and or settlement
of any claim
7. No repairs may be authorised to your vehicle without prior written consent
8. In the event your vehicle is involved in an accident and give rise to a claim,
your vehicle must be removed to a
PIAM Approved Repairers
for repairs, Failure to remove your vehicle to a PIAM Approved Repairer would be
a breach of this condition and Insurer shall have the
right to decline liability
under
Section A
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