| Retirement Calculator EPF Calculator Latte Effect ? | |
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10
REASONS |
Start saving for your own retirement TODAY ! |
| 1 |
Living costs are getting higher (the working class find it hard to make ends meet, imagine what will happen to them when they retire) Retirement cost |
| 2 |
Most contributors exhaust their EPF savings at
65. Facing poverty after retirement ! How many people can retire at age 55? |
| 3 |
Most people underestimate their retirement needs (Rule of the thumb ~ If you spend RM 30 a day, you will have to save another RM30 a day for your retirement. Do not rely solely on your EPF or Pension to see you through your retirement - they are not enough!) |
| 4 |
A systematic way to build a good saving habit |
| 5 |
Time is money, leverage on it (the earlier you start the more you have to gain) |
| 6 |
Don't procrastinate (Start saving whatever little you can now. Some saving is definitely better than none at all!) |
| 7 |
Don't leave our retirement plan to chance or
put the responsibility on our children to take
care of our retirement. We have been there: we know how difficult it was to make ends meet when we were just embarking on our career and we had a young family to feed. (Old age is no longer gold) |
| 8 |
Guaranteed lump sum cash payment
upon maturity (Retirement plan is not an investment scheme. It is not subject to market risk) |
| 9 |
Medical cost, wellness, travel, hobbies and lifestyle
need money (On average you only have 20 to 25 years to save. Time is money ~ Leverage on it !) |
| 10 |
With a saving of RM150 per month, you are planning
towards a better retirement (Start TODAY !) |
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